Quick Links
Term Life Quick College
Frequently Asked Questions
Life Insurance Terms

Get Free Life Insurance Quote

Life Insurance Calculator

family

Life Insurance For Every Stage...

orange bullet Getting Married
orange bullet Married with Children
orange bullet Single
orange bullet Single Parent
orange bullet Having a new baby
orange bullet Stay at home parent

Regardless of what stage of life you are in it just makes sense to purchase term life insurance.

How easy is it to apply and purchase a life insurance policy?
It very easy to apply for life insurance. Here's what you'll need.

Most of it, you already know, like your name, address, place of work, that sort of thing. You'll also need to provide basic medical information, including your doctor's name and a little about your most recent doctor’ visit or hospital treatment.

You will also name your beneficiary who will receive the proceeds of your policy. And just to be totally prepared, have his or her social security number on hand.

If your coverage requires a medical examination, it will be quick and simple, and at a place and time of your convenience. A medical professional will measure your weight, height and blood pressure, and obtain a small blood and urine sample.
That's why you may be asked to fast for 6-8 hours prior to the exam.

Some policies don't require a medical exam, so ask your AmericaDirect personal advisor if this is your preference.